Associate Underwriter Training Program - January 2025 Start

Associate Underwriter Training Program - January 2025 Start

Company Summary  

Come join one of America’s fastest growing insurance companies with a stable history of 175 years. At National Life Group (“NLG”), we offer a flexible work environment with opportunity for growth. As a mission-driven business, our promises are as important as the products we sell. We encourage our associates to live our values: Do Good. Be Good. Make Good.  

Our mission extends beyond the insurance and annuities policies that we sell. Our cause is also to make the world a better place through grants from our charitable foundation, paid time for our employees to volunteer, environmentally sustainable and healthy work sites, and events that promote the work of nonprofits in our own backyard.  

We invite you to explore what we have to offer and to join our cause. 

Role Summary 

• Kickstart your career in underwriting with our 16-week U-Excel comprehensive Associate Underwriter training program. Join our team to conduct risk assessments on proposed insureds, applying guidelines to make appropriate decisions on policies that contribute to NLG’s growth, protect the bottom line, and drive our competitive advantage for seamless service and customer intimacy.  

Essential Duties and Responsibilities 

• Analyze and verify insurance applications for completeness and accuracy. 

• Review medical records, financial statements, and other relevant documents and established guidelines to evaluate the risk level of applicants and determine whether to approve, decline, or request additional information for insurance applications. 

• Recommend appropriate coverage amounts and policy terms based on risk assessment. 

• Ensure all underwriting decisions comply with regulatory requirements and company policies. 

• Communicate with insurance agents, brokers, and applicants to gather information and clarify details regarding underwriting decisions. 

• Participate in going training to learn underwriting processes, tools, and systems to advance skills and knowledge. 

• Stay updated on industry regulations, new products, and market trends through webinars, seminars, and conferences. 

• Maintain accurate records of underwriting decisions and their rationale. 

• Address questions or concerns from applicants or agents related to underwriting decisions. 

Minimum Qualifications  

• Bachelor’s degree preferred or 2 years of relevant financial and/or industry experience. 

• Action-Oriented: Actively navigate ambiguity and challenges, handle tough situations, and maintain a can-do attitude. 

• Courage: Tackle tough assignments, face difficult issues, and challenge the status quo. 

• Customer Focus: Find reward in helping people and providing excellent service. 

• Decision Making: Make sense of complex information, critically evaluate, and create solutions. 

• Resiliency: Adapt quickly to new information and processes and bounce back from setbacks. 

• Effective Communication/Interpersonal Savvy: Clearly convey messages verbally and in writing, demonstrating strong listening skills. 

• Situational Adaptability: Flexibly adapt to people and situations, using appropriate empathy. 

• Attention to detail, conflict resolution, business writing, and critical thinking. 

Benefits 

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life! 

The base compensation range represents the low and high end of the range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to qualifications, skills, competencies, location, and experience. The range listed is just one component of our total compensation package for employees.

Other rewards may include an annual bonus, quarterly bonuses, commissions, and other long-term incentive compensation, depending on the position.  National Life offers a competitive total rewards package which includes: a 401(k) retirement plan match; medical, dental, and vision insurance; a company funded wellness account for director and below employees; 10 paid holidays; a generous paid time off plan (22 days of combined time-off for non-exempt employees and exempt employees have discretion in managing their time, including scheduling time off in the normal course of business, but in no event will exempt employees receive less sick time than required by state or local law); 6 weeks of paid parental leave; and 6 weeks of paid family leave after a year of full-time employment.

National Life is accepting applications for this role on an ongoing basis and the role remains open until filled.   

National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT – founded in 1848, Life Insurance Company of the Southwest, Addison, TX – chartered in 1955, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York. Equity Services, Inc., Member FINRA/SIPC, is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company. All other entities are independent of the companies of National Life Group.

National Life Group

1 National Life Dr

Montpelier, VT 05604

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